FAQ
Do I need a financial advisor?
Even people who feel confident managing their own finances often benefit from professional guidance, much like professional athletes benefit from skilled coaches. A financial advisor can help you avoid costly mistakes and keep you focused on the goals that matter the most to you. We are ready to provide you with this guidance and collaboration as your indispensable team.
How much money do I need to work with an advisor?
Our goal is to make professional financial guidance available to positive, growth-minded individuals and families wherever they may find themselves in their financial journey. Our team of professionals stand ready to provide you with a range of options to collaborate when there is a mutually beneficial fit.
What can a financial advisor do for me?
The role of an advisor is to meet you where you are at in your financial journey and reduce uncertainty while building upon your unique strengths to achieve your near-term and lifetime goals. Acting as an invaluable partner and sounding board, an advisor provides disciplined expertise and proactive guidance so you can focus on what is most important to you.
Why would I hire a person if it can be automated or done by AI?
The team at Guardtower offers the best of both worlds, blending invaluable real-world, human expertise of guiding clients through their financial journeys with industry-leading, vetted AI tools which increase both our practice efficiency and ability to serve our clients.
What does the cost structure look like? How are advisors paid?
As fiduciaries who put the interests of our clients first, we offer the capacity to work together in an all-inclusive, asset-based compensation arrangement or by a fee-only financial planning engagement. With our guidance, this range of options allows you to choose the level of support that best fits your needs and budget.
How often will we meet?
We typically meet with clients three to four times per year, adjusting the frequency based on your needs and financial complexity. These meetings can be held virtually or in person, depending on what works best for your schedule and preferences. Some seasons call for more touchpoints, especially during major life events like buying a home, starting a new job, or navigating family changes. Our goal is to stay closely aligned with your goals and needs whenever life shifts.
Are you a fiduciary?
Yes. Our advisors hold respected professional designations, including CERTIFIED FINANCIAL PLANNER™ (CFP®), Accredited Investment Fiduciary® (AIF®), and Certified Retirement Counselor® (CRC®), reflecting our commitment to ongoing education, professional excellence, and putting clients' interests first. As fiduciaries, we are legally and ethically obligated to act in your best interest, providing objective, transparent advice that aligns with your goals. Our compensation is based on the guidance and planning we provide—not on the specific investments you choose—helping ensure our recommendations remain focused on what is best for you.
Why Guardtower?
We offer deeply personalized guidance and a long‑term partnership built to grow with you over time. We take pride in forming strong, meaningful connections with our clients and delivering service that feels attentive, thoughtful, and truly tailored to your life. As a client of our boutique firm, you are valued, known, and supported in a way large institutions simply cannot match.